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Mortgage Loans in St. Petersburg, FL

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About St. Petersburg

St. Petersburg, Florida

St. Petersburg is a city on Florida’s gulf coast, part of the Tampa Bay area. It’s known for its pleasant weather (hence its “Sunshine City” nickname), making it popular for golfing, boating, fishing and beachgoing. Its waterfront parks host the  Dali Museum, featuring surrealist works of art; the Museum of Fine Arts, with works ranging from ancient to contemporary; and Mahaffey Theater, home of the Florida Orchestra. Source

Things To Do In St. Petersburg:

Come Spend A Day In St. Petersburg!

Along with beautiful, award-winning beaches, St. Petersburg is home to the world-renowned Salvador Dali Museum, top-rated restaurants and beautiful Fort De Soto Park. The waterfront escape is a perfect family getaway with so many things to do!

St. Petersburg, which glimmers between the Gulf of Mexico and Tampa Bay, is known for its warm weather and for holding the title of “most consecutive days with sunshine” at 768 days!

Downtown St. Petersburg is the city’s heart, home to great shopping, restaurants, bars and cultural attractions. After making a stop to check out the largest collection of Dali’s work outside of Spain, swing by the Chihuly Collection on Central Avenue to witness mind-blowing glasswork. Source

Education in St. Petersburg

About St. Petersburg Educational System

This school is rated about average in school quality compared to other schools in Florida. Students here are making below average year-over-year academic improvement, have above average college readiness measures, this school has below average results in how well it’s serving disadvantaged students, and students perform about average on state tests. Large disparities in absenteeism rates exist at this school, which is concerning. Source

St. Petersburg Image Gallery

History of St. Petersburg:

St. Petersburg is rich in history!

This region of Pinellas was first settled in the 1830s and 1840s by Odet Phillippe, a French Huguenot from Charleston, SC, along with the McMullen Family from Quitman, Georgia and the British Richard Booth family who planted citrus groves and raised cattle. Following the Civil War, during the Reconstruction era, the city was founded by John C. Williams, formerly of Detroit, who purchased the land in 1876, and by Peter Demens, who was instrumental in bringing the terminus of the Orange Belt Railway there in 1888. St. Petersburg was incorporated on February 29, 1892, when it had a population of only some 300 people.

It was named after Saint Petersburg, Russia, where Peter Demens had spent half of his youth. A local legend says that John C. Williams and Peter Demens flipped a coin to see who would have the honor of naming the city.[1] Peter Demens won and named the city after his home, while John C. Williams named the first hotel after his birthplace, Detroit (a hotel built by Demens).[2] The Detroit Hotel still exists downtown, but has been turned into a condominium. The oldest running hotels are the historic Cordova Inn, built in 1921, formally Hotel Cordova and The Heritage Hotel, built in 1926. Source

St. Petersburg’s Neighborhood

Check out St. Peterburg’s Neighborhood

Situated on southern edge of downtown, between Fourth and Dr. MLK/Ninth Streets between Seventh and 11th Avenues S./Ingleside Ave. S. Unique: Topography characterized by steep to gently sloping hills, winding Booker Creek, lush vegetation and narrow brick streets – in contrast to stark, flat geography of the rest of the city
Notable: St. Petersburg’s first historic district, discovered by Charles Martin Roser and developed in the 1910s, with hexagon block sidewalks, ornamental street lights, and two small bridges Mr. Roser built crossing Booker Creek at Sixth and Eighth Streets Number of Households: 144 – an eclectic collection of homes such as Bungalows, Chalets, cottages, stately homes and the Mayor Bradshaw mansion
Nearby: Bayfront Health St. Petersburg, Johns Hopkins Medical/All Children’s Hospital, Tropicana Field, Campbell Park Rec Center, Bayboro Harbor and Salt Creek. Schools: Campbell Park Elementary, Melrose ES, John Hopkins Middle School and Gibbs High School/Pinellas County Center for the Arts Located in St. Petersburg City Council District 6. Source

Christopher White

Loan Officer  //  NMLS #1442627

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

chris@marketcapitalmortgage.com(813) 551-0651
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